The battle to financial independent requires astute control on your finances.
For the month of September, I had a negative cash flow due to the following.
- Increase my contribution to my 401k at work to 50% of my salary, so my paycheck took a dive L
- Spontaneous trip to Vegas, pool party bottle service(restaurant) $237.50, and transportation with hotel (personal care): $124.60
Restaurant and auto/transport skyrocketed this month because I went to Las Vegas, got a little crazy. Here are the costs:
- Restaurant (booze, bottle service, and food) – $549.71
- Auto/Transport (Uber, Lyft, and Taxi) – $88.28
Started an H&R Tax class to learn more about taxes to better my strategy against taxes:
- Business Service $162.04
Student loans require me to start making payments, so I am making the smallest amount possible. Two reasons why I am prolonging my student loans: 1. Deduction against my gross income. 2. I can invest my money I would have use to pay my student loan to get a better ROI.